Car Loans

Get the car of your dreams

So, you’re in the dealer’s sales office. You’re hoping for a loan deal on the car of your dreams. But as you’re waiting on tenterhooks, the lender responds to say you’ve been rejected.

Sadly, the sales manager has no other finance options available. Which means you’ll have to go through the whole process again with another dealership. But will you be able to find the same model again? In the same colour at the same price? It’s a time-consuming and frustrating process.

Ultimately, most dealers have one or two finance lenders. But even if you match their criteria, will the terms of their deal suit what you need? It’s likely you’ll feel forced into accepting a deal that doesn’t meet your expectations 100%. Just to avoid wasting time filling in more forms.

What if you could get the business loan deal you want, regardless of the age of your car (and you)?

And what if your business loan came with great periods and options on deposits? Plus, a full range of facilities (including rental or ownership)?

At Causon Business Finance, we maintain a huge panel of 25 different lenders. We have great relationships with them, too, which means we can pick and choose the best business loan to suit you. Plus, we can offer you finance on vehicles you won’t find in any dealerships.

So, you might want to buy a classic car. Or maybe a motorhome or caravan. Either way, we can finance the lot. At a deal we know is competitive.

With us, you save both money and time. Simply fill in an application form once and we’ll apply for all deals on your behalf.

If the first lender can’t help for whatever reason, we’ll take your information and apply for a second (or a third). All the while, you can relax. Safe in the knowledge we’ll find the deal that works for you and get it done.

Goods we can help you finance:

• New and used cars
• Prestige and performance cars (from superminis to fleet cars)
• Left hand drive cars
• Imported vehicles
• PHEVs
• Electric cars
• Private sales and specialised cars
• Classic cars
• Motorhomes & campervans
• Caravans

The type of purchasing facilities we offer:

• Hire purchase
• Loans
• Contract-hire
• Finance lease, personal contract hire, and personal contract purchase are all available

We can provide car funding with:

• Improved tax efficiency for private individuals and business
• Improved cash flow
• Low deposits / initial outlay
• Fixed & variable interest rates at for ease of budgeting & low cost early settlements
• Flexible early terminations with nil extra cost
• The option to have capital allowances retained or offset rentals against taxable profits
• Retained ownership or off-balance sheet
• Partly VAT recoverable on qualifying cars
• No risk of depreciation
• Cash-back on refinance / sale and leaseback
• Maintenance, service, and recovery costs can be included