Causon Business Finance

Shop / Business Refurbishment Loans. Take Our 30-Second Assessment.

Discover Your Options.

For unsecured shop or business refurbishment loans, with great rates, we’ve got your back.

Rates from 0.4% per month

Quick Decisions

Lightning-fast Loans

We lend from £25,000 - £750,000 as unsecured loans

Start Here icon

We've helped hundreds of businesses secure refurbishment loans

Understand Your Situation

By understanding the wider picture of your project & your situation, we can suggest solutions that no-one else can.

Raise Funding Quickly

We know what we need to do to get you the right funding. We can move quickly without you having to pay more for the privilege.

Get a Partner

We help clients by becoming members of their power team. We can obtain funding from 12 months through to 6 years on these loans. We're experts in our field and give pragmatic advice.

Take our 30 Second Assessment

Why Now is a Great Time to Apply for an Unsecured Refurbishment Loan

Interest rates are rising quickly. They are still close to record lows but now is potentially a good time to get a good rate as interest rates are predicted to rise.

Lower interest rates mean that there are lower risks involved. The Causon Finance team makes borrowing money over a short period of time a simple and straightforward process and we are able to offer the best rates possible.

Our clients are taking advantage of loans to:

  • Buying commercial property
  • Purchasing stock, equipment or other assets
  • Facilitating business growth
  • Covering ongoing costs
  • Unexpected or one-off expenses
  • Boosting cash flow, perhaps to cover wages or utilities

This is a once in a generational opportunity and no-one knows how long this can last so don’t miss out. Find out how much you could save today by taking our free 30-second online assessment.

Get Started Now

Get Started with Your Unsecured Commercial Loan in 3 Simple Steps...

1

Take our free 30-second online assessment

2

Chat with a friendly expert for free

3

Sit back & relax - our experts handle the rest!

What is an unsecured commercial loan?

First, let’s look at what a secured loan is.

A secured loan is backed by some kind of valuable asset owned by the borrower, like commercial property, vehicles or equipment. If you can’t pay the money back, the lender can seize these assets and sell them to clear the loan.

For an unsecured loan, there aren’t any assets for the lender to fall back on if things go wrong. This means there’s more risk to the lender, so unsecured business loans usually end up a little more expensive in the long term. However, they do offer a fast cash injection if you don’t have any assets and need money ASAP.

This type of loan sometimes requires a personal guarantee (AKA director’s guarantee) to protect the lender. If your company goes bankrupt, the lender can claim any losses from you personally—so it’s a bit more risky for you as well!

Pros and cons of
unsecured commercial loans

Pros

Fast: Unsecured loans are almost always quicker to get. The legal process is simpler, and there aren’t any assets that need valuing. This makes them an attractive option when you need cash quickly!

Accessible: Because there’s no security required, they’re a suitable option for companies of all different kinds. Small businesses often have very few assets, as they may rent their premises and only own a few bits of equipment.

Flexible: Unlike other types of loan, lenders often allow you to overpay or pay off your loan with little penalty. Because an unsecured loan is more risky to the lender, they’re usually just glad to have the money back!

Cons

Expensive: While the up-front costs are often zero or very low, unsecured loans could work out more expensive in the long term. The lender reduces their risk by charging higher interest rates than what you’d get on a comparable secured loan.

Risky: A lender can’t normally chase you personally for repayment of a business loan, but a personal guarantee (if you’ve made one) could mean the guarantor losing their home or personal savings if the business fails to pay back the money.

Looking to apply for an unsecured business loan?

We’ve got loads of industry connections and decades of experience, so we know where to look to find the right lender for your business loan.

Submit your application to Causon Business Finance and let’s get the money your business needs to thrive.
Need more advice? Give us a call on 01455 250690 and we’ll be happy to discuss your options.

Get Started Now
CAD feature

Hear From Our Clients

“Our company has been involved with Causon Business Finance for many years. They have helped us in many ways with our business needs over the years with products including the leasing of vehicles to financing machinery and other financial products. They are a fantastic company to work with and it’s a great personal service with everything taken care of above and beyond what you would normally expect. It’s all handled very professionally and the whole process from start to finish is made easy to understand and complete. I would highly recommend talking to them about any needs you have for your company and I am sure you won’t be disappointed.”

Sam Langley

Director, M K Technology Ltd

3 Reasons you’ll Find This a Great Use of Your Time

Save Money

Our partners are dedicated to saving you as much money as possible on your unsecured commercial loan by comparing the leading lenders & finding the best deal for you.

Save Time

For many of our clients, the clock is ticking. They don’t have time to waste. We ensure we get things done & that we offer value at every step.

Work with Experts

Our expert team specialise in securing loans just like yours every day. We strive to do it better than anyone else. We have access to alternative funding resources unavailable to other brokers. We are good at what we do.

Take our 30 Second Assessment

Frequently Asked Questions

A secured loan is backed by some kind of valuable asset owned by the borrower, like commercial property, vehicles or equipment. If you can’t pay the money back, the lender can seize these assets and sell them to clear the loan.

For an unsecured loan, there aren’t any assets for the lender to fall back on if things go wrong. This means there’s more risk to the lender, so unsecured business loans usually end up a little more expensive in the long term. However, they do offer a fast cash injection if you don’t have any assets and need money ASAP.

This type of loan sometimes requires a personal guarantee (AKA director’s guarantee) to protect the lender. If your company goes bankrupt, the lender can claim any losses from you personally—so it’s a bit more risky for you as well!

As a business owner, you’ll know that cash isn’t always available when you need it.

Borrowing from the bank is sometimes necessary to cover costs and expand your business, but can be slow and a bit of a chore.

Some of the most common reasons for taking out a business loan include:

  • Buying commercial property
  • Purchasing stock, equipment or other assets
  • Facilitating business growth
  • Covering ongoing costs
  • Unexpected or one-off expenses
  • Boosting cash flow, perhaps to cover wages or utilities

If you’re a new business or you don’t have much in the way of assets, an unsecured commercial loan could be the solution you’re looking for…

Fast: Unsecured loans are almost always quicker to get. The legal process is simpler, and there aren’t any assets that need valuing. This makes them an attractive option when you need cash quickly!

Accessible: Because there’s no security required, they’re a suitable option for companies of all different kinds. Small businesses often have very few assets, as they may rent their premises and only own a few bits of equipment.

Flexible: Unlike other types of loan, lenders often allow you to overpay or pay off your loan with little penalty. Because an unsecured loan is more risky to the lender, they’re usually just glad to have the money back!

We’ve got loads of industry connections and decades of experience, so we know where to look to find the right lender for your business loan.

Submit your application to Causon Business Finance and let’s get the money your business needs to thrive.

Need more advice? Give us a call on 01455 250690 and we’ll be happy to discuss your options.

Take our 30 Second Assessment

Our expertise makes your dreams happen

What do you want out of life? And what will it take to get you there? Dreams are good but achieving them is better. At Causon Business Finance, we’re passionate about securing the finance to make your dreams a reality. So, have you always wanted to tour Europe in style? Well, we can help get you the best HP agreement on your dream supercar.
Or maybe you want to expand your fleet? If so, we can arrange hire purchases on the HGV’s and vans you need.

And if you’ve always wanted to enhance your workshop setup, that’s no problem either. We can help you finance that new piece of CNC machinery.
We also secure leases on IT and office equipment. Plus, unsecured loans for any business purpose. Even invoice discounting and factoring, so you can access more of what you’ve earned. Business finance is a rapidly changing market. That’s why we constantly review which lender is accepting what business. And, of course, we always scrutinize who is offering the most competitive deals. Because when it comes to finding funding solutions, we want to be your trusted choice.

At Causon Business Finance, we’ll work hard to save you time and money. And we’ll take the pain out of searching for the right solution.

Get Started Now
Causon Business Finance
Bespoke Financial Solutions Through Lasting Business Relationships

Get in Touch

8 Ilminster Close, Burbage
Tel: 01455 250690
E: info@causonbusinessfinance.co.uk

Privacy

Cookie Policy
Privacy Policy
Terms and Conditions

Company

Complaints
Contact Us
Key Information
Responsible Lending
Treating Customers Fairly

Copyright © 2020 Causon Business Finance – Causon Business Finance for commercial finance for vehicles, property, assets, equipment and more.

Causon Business Finance is Authorised & Regulated by the Financial Conduct Authority,Firms Reference number 679892. Causon Business Finance is a limited panel credit broker.
Finance will be provided using one or more of our current panel of approximately 23 funders, whom we feel is best suited to your circumstances. You will not pay us for this service.
We are paid a commission via the funder on successful completion of an agreement. Commissions can be disclosed by request.